I'll add to Tim's post:

I'm playing the same team this week in PB99 T3.

Game 1: Henderson catching: 1 PB, 3 SB, he lost 6-4

Game 2: Phillips catching: 4 PB, 1 SB, 2 CS, he lost 9-5

Game 3: Henderson catching: 5 PB, 1 SB, he lost 20-7

So, in my 3 away games with this team. I've gone 3-0 with him using non-rated catchers....who have allowed 10 passed balls, 5 base stealers, and have throw out 2 base stealers. This team has had an available catcher for all 3 games, and has not used him. Normally, I would tell Mike about it and raise a red flag, but their defense is so bad behind the plate, I'd almost rather them keep using non-rated catchers. :-)