When I computed the league average was around 62 and the 120% mark was around 74.9. So I'd have to chop 15 PB points to get to 120%. Maybe 11 points to get to 125%.

However, Mike said in a league forum post a few weeks ago that the change would not be implemented until next year. Based on that I have not been taking action to get under the cap (which has not been formally identified).

I'm not terribly worried at this time because based on Mike's message this is a "next year problem."